Time Horizons of Wealth: Short-Term, Mid-Term, and Long-Term Investing
Planning Is Critical for success “If you are investing less than 11 years, you are a saver. If you are investing 11 years or more, you are a wealth-builder.” – Munawar Abadullah This statement may sound blunt, but it reflects one of the most important truths in finance: time is the greatest lever available to […]
Producing vs Non-Producing Assets: What Every Investor Should Understand
When it comes to building wealth, not all assets are equal. Some assets work for you every day and produce income. Others simply sit there, storing value but not generating cash flow. If you’re serious about growing your money, you must understand the difference between producing assets and non-producing assets. What Are Producing Assets? Producing […]
QuantCompounding™ Framework by Munawar Abadullah
Extract from my book ‘Simplified Path to Be a Millionaire‘ Inspired by Jim Simons, King of Quants The Spark In the mid-2000s, I found myself consumed by the question that has haunted investors for decades: can you consistently beat the market? Every cycle of greed and fear, every collapse and recovery, seemed to expose one […]
Should You Invest in REITs? A Straight Answer for Growth Investors
I get asked often: “What about REITs?” They sound attractive – steady dividends, monthly payouts, exposure to real estate without buying property yourself. But the truth is, REITs are not for everyone. Especially if you’re under 30 or 35 and still in the wealth-building phase of your life. First, the Disclaimer I am not a […]
What is Risk-Adjusted Return (and Why Every Investor Must Understand It)
The Illusion of High Returns Most people chase the headline number: “This stock made 12% last year.”But returns without context are meaningless. The real question is:What risk did you take to earn that return? That’s what risk-adjusted return measures. What Risk Actually Is Risk is not just “losing money.”It shows up in multiple ways: → […]
THE LIQUIDITY TRAP: WHY CASH NEEDS CAN DESTROY YOUR INVESTMENT
March 2023, Dubai, UAE Let me share a real story. A well-known politician from a neighboring country bought an apartment in Dubai.Price: 2.25 million dirhams.He bought it only 14 months ago. Two months earlier, he even renewed the lease.On paper, things looked fine. Then came the emergency.He needed cash immediately. The Problem He wanted to […]