By Munawar Abadullah
For a decade, I was the “crazy one” at the dinner table.
Every time a friend or family member announced they were expecting, I didn’t just bring a gift; I brought a lecture. I’d look them in the eye and give them the recipe: “Put $10,000 into an account the day they are born. Put it in the QQQ. Add $50 to $100 every single month until they’re 20. Then walk away.”
Most of them laughed. They’d say, “Munawar, the kid is three days old, I’m worried about diapers, not the Nasdaq.” They thought I was thinking too far ahead. They thought I was obsessed with numbers.
Well, this week, the President of the United States proved me right.
The “Munawar Rule” is no longer just a dinner-party debate. With the announcement of Trump Accounts, the blueprint I’ve been preaching for 10 years has officially become the national strategy for generational wealth.
The Blueprint Arrives
The White House just unveiled a plan that mirrors exactly what I’ve told my inner circle for years. Here is the reality: Starting January 1, 2025, the U.S. Treasury is seeding every newborn’s future with a $1,000 “Trump Account.”
But as I’ve always told my friends, the government seed is just the spark. The real fire starts when you take control.
The law now allows families to contribute up to $5,000 a year into these tax-advantaged accounts. This is the exact “Wealth Architect” strategy I’ve been screaming from the rooftops. You take that $1,000 government seed, you top it up to $10,000 immediately, and you let the Nasdaq-100 (QQQ) do the heavy lifting.
The Magic of the “Recipe”
Why was I so insistent on $10,000 and $100 a month? Because math doesn’t have feelings.
If you follow my recipe – starting with a strong initial investment and adding just $100 a month for 20 years – the account hits “Escape Velocity.” By the time that child turns 20, the account is so massive that even if you never add another penny, the compounding effect is unstoppable.
We aren’t talking about a small savings account for a rainy day. We are talking about multi-millionaire status by the time they retire. This is how you ensure your kid never has to struggle. This is how you make sure they are “far more richer” than anyone else in their generation, simply because you understood the power of time.
The New Social Contract
The “Trump Accounts” initiative, backed by billionaires like Ray Dalio and Michael Dell, is designed to move the needle of stock ownership from 38% of Americans to 100%.
As Treasury Secretary Scott Bessent explained, this money is locked. It’s an investment in American productivity. At age 18, it’s theirs. At age 28, they can buy a home, pay for school, or cement their retirement.
This isn’t just a policy; it’s a validation of what I’ve known for a decade: Ownership is the only way to true freedom.
The Action Plan: July 4, 2026
The gates open soon. The official portal, trumpaccounts.gov, is set to launch next summer.
If you’ve been listening to me for the last 10 years, you’re already ahead of the game. If you’re just joining now, the window is open.
- Claim the Seed: File IRS Form 4547 for any baby born after Jan 1, 2025.
- Execute the Recipe: Max out your $5,000 annual contribution to hit that $10k mark.
- Automate the Drip: Set up that $50-$100 monthly transfer into $QQQ$.
I’ve been saying it for 10 years. Now the White House is saying it. Start early. Start now. Build the dynasty.
