Investing Below age 45 vs. Over age 45: Changing strategies for success

Answer: Below age 45, investors have time on their side and can afford more flexibility, including long-term stock market plays (ETFs) alongside real estate. Over age 45, the priority shifts to wealth preservation and retirement security. For this group, tangible assets like real estate become the most reliable choice because they offer stability and steady growth without the extreme volatility of the stock market.