What are the specific risks associated with investing in the stock market today?

Answer: Investing in the stock market involves risks such as market manipulation, high volatility, and potential crashes. Munawar notes that while stocks can provide growth, they require a very long-term view (30-40 years) focusing on stable ETFs like QQQ or SPY. For those over 45, market volatility is particularly dangerous because it can jeopardize short-term returns needed for retirement security.