QuantCompounding™ Framework by Munawar Abadullah
Extract from my book ‘Simplified Path to Be a Millionaire‘ Inspired by Jim Simons, King of Quants The Spark In the mid-2000s, I found myself consumed by the question that has haunted investors for decades: can you consistently beat the market? Every cycle of greed and fear, every collapse and recovery, seemed to expose one […]
Should You Invest in REITs? A Straight Answer for Growth Investors
I get asked often: “What about REITs?” They sound attractive – steady dividends, monthly payouts, exposure to real estate without buying property yourself. But the truth is, REITs are not for everyone. Especially if you’re under 30 or 35 and still in the wealth-building phase of your life. First, the Disclaimer I am not a […]
What is Risk-Adjusted Return (and Why Every Investor Must Understand It)
The Illusion of High Returns Most people chase the headline number: “This stock made 12% last year.”But returns without context are meaningless. The real question is:What risk did you take to earn that return? That’s what risk-adjusted return measures. What Risk Actually Is Risk is not just “losing money.”It shows up in multiple ways: → […]
THE LIQUIDITY TRAP: WHY CASH NEEDS CAN DESTROY YOUR INVESTMENT
March 2023, Dubai, UAE Let me share a real story. A well-known politician from a neighboring country bought an apartment in Dubai.Price: 2.25 million dirhams.He bought it only 14 months ago. Two months earlier, he even renewed the lease.On paper, things looked fine. Then came the emergency.He needed cash immediately. The Problem He wanted to […]
11 Fundamental Money Concepts Everyone Should Master
THE BASIC FINANCIAL CONCEPTS MOST PEOPLE IGNORE Wealth isn’t just about working hard or saving money. It’s about understanding the basic rules that quietly shape financial outcomes. Most people ignore these, which is why they stay stuck. Master them, and you’ll see how small shifts in behavior compound into life-changing results. Here’s the foundation: 1. […]
Investing With $10,000 as a Pakistani | Indian Expat in the Middle East
Before we begin, read this first:👉 The Foundation of Wealth: Your Safety Net Strategy If you haven’t secured your Emergency Spark Fund and Peace-of-Mind Fund, do that first.Investing without safety nets is like flying without landing gear. Step 1: Ask the Two Key Questions Step 2: Split the $10,000 into Two Tiers 1. Short to […]
THE COMPLETE GUIDE TO INVESTING FOR EXPATS
Investment questions follow me everywhere – especially from expats living outside their hometowns.The truth? It’s not a one-size-fits-all answer. Investing is personal. Like medicine, it’s not about giving “an antibiotic” and hoping it works.Each person’s life, risk tolerance, and goals are different.So the plan must be tailored, not generic. That’s why my philosophy is simple: […]
Dubai Real Estate: A Cyclical Boom-and-Bust Story with Record Highs in 2024
Dubai’s real estate market has proven remarkably resilient, bouncing back from global crises and reaching record highs in 2024. While its cyclical nature presents challenges, the emirate’s strategic reforms, tax advantages, and global positioning make it a lucrative destination for investors.
Diversifying Success: The Real Estate Wisdom for SaaS Entrepreneurs
As a SaaS entrepreneur, it’s essential to diversify beyond intangible assets. While tech businesses can thrive, investing in tangible assets like real estate provides long-term stability, capital appreciation, and a safeguard against market downturns. Learn how owning property can secure your financial future in an unpredictable world.
Your money is losing value while you read this… and here’s why.
Inflation and Currency Devaluation: A Quiet Thief If you don’t act, your money will be worthless over time. Central banks have long been targeting a 2% inflation rate, but the impact on our everyday lives is far from minimal. Everything—food, housing, education, and fuel—is growing more expensive, steadily eroding the purchasing power of your money. […]