Compounding & Time Value of Money
1. Rule of 72
Quick mental math to calculate investment doubling time and understand return impact.
2. Compound Interest
The exponential force Einstein called the most powerful in the universe.
Investment Strategies
3. Opportunity Cost
The hidden price tag of every dollar you spend today.
4. Tax-Loss Harvesting
Free money most investors ignore to reduce tax liability.
5. Dollar-Cost Averaging
Why timing the market is a fool's game and consistency wins.
6. Asset Allocation
The 90/10 rule that determines most of your returns.
7. Time in Market
Why staying invested beats trying to predict market movements.
Financial Security & Planning
8. Emergency Fund Reality
Why 3-6 months is often insufficient for modern professionals.
Wealth Psychology & Behavior
9. Lifestyle Inflation
The #1 wealth killer that keeps you on a treadmill.
10. Net Worth vs. Income
Measuring the wrong thing and why accumulation matters more.
11. Power of Small Wins
How consistent small actions compound into life-changing results.